Restricted Stock Units can be valuable compensation, but I've seen three major tax mistakes repeatedly cost executives thousands: misunderstanding capital gains treatment, relying on insufficient default withholding rates, and falling into the double taxation trap when shares are sold.
NQDC plans offer substantial tax benefits but come with significant risks. Learn how to balance tax advantages against company risk and create a deferred compensation strategy that enhances your long-term financial position.
As a financial planner, I've learned that true wealth isn't measured in figures but in freedom—witnessing how thoughtful decisions aligned with personal values create life-changing outcomes across a hundred financial lives.
Long-term capital gains are taxed lower than ordinary income taxes, but can realizing this cause your wages or IRA withdrawals to be taxed at a higher rate?
At 94, Warren Buffett's annual shareholder letter reminds us that successful investing isn't about intellect but temperament—focusing on what we can control and applying timeless principles of patience and discipline
Looking beyond market uncertainties to embrace innovation's long-term impact—from smartphones to AI—reminds us the real risk isn't short-term fluctuations but missing transformative economic growth.
Investing is a paradoxical game of balancing risk, cycles, and independent thinking. Success lies in embracing discomfort, preparing thoughtfully, and mastering the discipline beyond financial gain.
Discover the cautionary tale of a Canadian carpenter who turned $80,000 into $400 million with Tesla options—only to lose it all. Learn why diversification, discipline, and cashing out are crucial for sustained financial success.
Fear may feel safe, but it often leads to missed opportunities. Real growth rewards those who stay optimistic and focused on the long term.
We often look at wealth as something we can see—a bank account, a portfolio, a house. But the real cost isn’t just the price tag.
Why would someone with limitless resources choose to spend their time and money on something so contentious? The answer lies in the brain's reward system, particularly the role of dopamine.
Wealth is often synonymous with money. However, Sahil Bloom, in his thought-provoking book “The 5 Types of Wealth,” expands the traditional definition to encompass more dimensions that contribute to a fulfilling life.
Kyle Moore, CFP®, discusses common misconceptions about tax deductions for charitable donations and explains the benefits of using a lump-sum strategy with a Donor-Advised Fund.
If a young graduate were investing today, they might fall into the same trap, chasing the top-performing funds of the past five years.
True wealth is not a result of mere chance but of consistent and sound investment strategies.
Wild problems are those life choices that cannot be easily quantified or solved through a simple cost-benefit analysis. They force us to consider the deeper aspects of our values, identities, and what truly makes life meaningful.
What's the difference between a rich person and a wealthy person?
Keep doing the right thing (long enough), and diversification pays off.
We bid farewell to another brilliant mind in finance. Daniel Kahneman was a pioneering psychologist and Nobel laureate who left an indelible mark on our understanding of human behavior and decision-making processes.
What makes owning stocks so tricky is you know they will go down, but you just don't know when. Nobody likes seeing their account balance go down, so whether stocks are up or down, the fear of loss is palpable among stock investors.