The Bedrock Planning Process
Many advisors follow a reactive model, starting with an initial financial plan and then cramming every topic into one annual anniversary session. It’s easy for things to fall through the cracks or opportunities to be missed.
Experience the Quarry Hill Difference
Consistent, proactive management is key for financial success. By organizing our work into clear, focused seasons throughout the year, we're able to regularly review and update each aspect of your financial life.
Our systematic Bedrock ProcessTM to financial planning ensures that nothing is overlooked and every opportunity is identified. We handle the complexities so you can focus on what matters most in your life.
The bedrock ProcessTM
Select a season to see how our planning stays focused and proactive year-round.
Retirement Projections & Investment Review
Spring meetings provide a comprehensive look at your progress toward long-term goals and ensure your investment strategy remains aligned with those objectives.
- Updating your retirement projections and financial plan
- Reviewing the foundations of your financial planning (cash reserves, savings rate, debt)
- Education on our investment philosophy and reviewing your portfolio
Preparation & Data Collection
This is a critical behind-the-scenes planning period:
- We collect and review your tax returns
- Request updated insurance policies and estate documents
- Analyze any changes in your financial situation
- Prepare for fall planning meetings
Tax Planning & Alternate Year Focus Areas
In the fall, we concentrate on year-end tax planning and alternate between two key focus areas:
- Beneficiary designations
- Estate flow analysis
- Document updates
- Life insurance needs analysis
- Disability coverage review
- Property & casualty review
Implementation & Tax Preparation
This season allows us to close out the current year effectively while preparing for the next cycle of proactive planning. The winter season is dedicated to:
- Implementing year-end tax strategies
- Preparing annual tax letters for clients and their tax preparers
- Setting up the next year's planning calendar
Spring
Retirement Projections & Investment Review
Spring meetings provide a comprehensive look at your progress toward long-term goals and ensure your investment strategy remains aligned with those objectives.
- Updating your retirement projections and financial plan
- Reviewing the foundations of your financial planning (cash reserves, savings rate, debt)
- Education on our investment philosophy and reviewing your portfolio
Summer
Preparation & Data Collection
This is a critical behind-the-scenes planning period:
- We collect and review your tax returns
- Request updated insurance policies and estate documents
- Analyze any changes in your financial situation
- Prepare for fall planning meetings
Fall
Tax Planning & Alternate Year Focus Areas
In the fall, we concentrate on year-end tax planning and alternate between two key focus areas:
- Beneficiary designations
- Estate flow analysis
- Document updates
- Life insurance needs analysis
- Disability coverage review
- Property & casualty review
Winter
Implementation & Tax Preparation
This season allows us to close out the current year effectively while preparing for the next cycle of proactive planning. The winter season is dedicated to:
- Implementing year-end tax strategies
- Preparing annual tax letters for clients and their tax preparers
- Setting up the next year's planning calendar
Ready to Experience the Difference?
If you're looking for a trusted partner to help you, we invite you to book a discovery consultation. No cost or obligation, just an opportunity to explore whether we’re the right fit for your needs.