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The Bedrock Planning Process

Many advisors follow a reactive model, starting with an initial financial plan and then cramming every topic into one annual anniversary session. It’s easy for things to fall through the cracks or opportunities to be missed.

Experience the Quarry Hill Difference

Consistent, proactive management is key for financial success. By organizing our work into clear, focused seasons throughout the year, we're able to regularly review and update each aspect of your financial life.

Our systematic Bedrock ProcessTM to financial planning ensures that nothing is overlooked and every opportunity is identified. We handle the complexities so you can focus on what matters most in your life.

 

The bedrock ProcessTM

Select a season to see how our planning stays focused and proactive year-round.

Spring

Summer

Fall

Winter

Retirement Projections & Investment Review

Spring meetings provide a comprehensive look at your progress toward long-term goals and ensure your investment strategy remains aligned with those objectives.

  • Updating your retirement projections and financial plan
  • Reviewing the foundations of your financial planning (cash reserves, savings rate, debt)
  • Education on our investment philosophy and reviewing your portfolio
icon_serve_spring

Preparation & Data Collection

This is a critical behind-the-scenes planning period:

  • We collect and review your tax returns
  • Request updated insurance policies and estate documents
  • Analyze any changes in your financial situation
  • Prepare for fall planning meetings
icon_serve_summer

Tax Planning & Alternate Year Focus Areas

In the fall, we concentrate on year-end tax planning and alternate between two key focus areas:

Odd Years (e.g., 2025): Estate planning review
  • Beneficiary designations
  • Estate flow analysis
  • Document updates
Even Years (e.g., 2026):
  • Life insurance needs analysis
  • Disability coverage review
  • Property & casualty review
icon_serve_fall

Implementation & Tax Preparation

This season allows us to close out the current year effectively while preparing for the next cycle of proactive planning. The winter season is dedicated to:

  • Implementing year-end tax strategies
  • Preparing annual tax letters for clients and their tax preparers
  • Setting up the next year's planning calendar
icon_serve_winter

Spring

icon_serve_spring

Retirement Projections & Investment Review

Spring meetings provide a comprehensive look at your progress toward long-term goals and ensure your investment strategy remains aligned with those objectives.

  • Updating your retirement projections and financial plan
  • Reviewing the foundations of your financial planning (cash reserves, savings rate, debt)
  • Education on our investment philosophy and reviewing your portfolio

Summer

icon_serve_summer

Preparation & Data Collection

This is a critical behind-the-scenes planning period:

  • We collect and review your tax returns
  • Request updated insurance policies and estate documents
  • Analyze any changes in your financial situation
  • Prepare for fall planning meetings

Fall

icon_serve_fall

Tax Planning & Alternate Year Focus Areas

In the fall, we concentrate on year-end tax planning and alternate between two key focus areas:

Odd Years (e.g., 2025): Estate planning review
  • Beneficiary designations
  • Estate flow analysis
  • Document updates
Even Years (e.g., 2026):
  • Life insurance needs analysis
  • Disability coverage review
  • Property & casualty review

Winter

icon_serve_winter

Implementation & Tax Preparation

This season allows us to close out the current year effectively while preparing for the next cycle of proactive planning. The winter season is dedicated to:

  • Implementing year-end tax strategies
  • Preparing annual tax letters for clients and their tax preparers
  • Setting up the next year's planning calendar

Ready to Experience the Difference?

If you're looking for a trusted partner to help you, we invite you to book a discovery consultation. No cost or obligation, just an opportunity to explore whether we’re the right fit for your needs.